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  1. ACCEPTANCE OF TERMS

    Catholic Online, LLC ("Catholic Online") welcomes you. Catholic Online provides the Catholic Online Services (defined below) to you subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. By accessing and using the Catholic Online Services, you accept and agree to be bound by the terms and provision of the TOS. In addition, when using particular Catholic Online owned or operated services, you and Catholic Online shall be subject to any posted guidelines or rules applicable to such services, which may be posted and modified from time to time. All such guidelines or rules (including but not limited to our Spam Policy) are hereby incorporated by reference into the TOS. Catholic Online may also offer other services that are governed by different Terms of Service.

  2. DESCRIPTION OF CATHOLIC ONLINE SERVICES

    Catholic Online provides users with access to a rich collection of resources, including without limitation various communications tools, forums, shopping services, search services, personalized content and branded programming through its network of properties which may be accessed through any various medium or device now known or hereafter developed (the "Catholic Online Services"). You also understand and agree that the Catholic Online Services may include advertisements and that these advertisements are necessary for Catholic Online to provide the Catholic Online Services. You also understand and agree that the Catholic Online Services may include certain communications from Catholic Online, such as service announcements, administrative messages and the Catholic Online Newsletter, and that these communications are considered part of Catholic Online membership and you will not be able to opt out of receiving them. Unless explicitly stated otherwise, any new features that augment or enhance the current Catholic Online Services, including the release of new Catholic Online properties, shall be subject to the TOS. You understand and agree that the Catholic Online Services is provided "AS-IS" and that Catholic Online assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings. You are responsible for obtaining access to the Catholic Online Services, and that access may involve third-party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the Catholic Online Services.

    You understand that the technical processing and transmission of the Catholic Online Services, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

  3. YOUR REGISTRATION OBLIGATIONS

    In consideration of your use of the Catholic Online Services, you represent that you are of legal age to form a binding contract and are not a person barred from receiving the Catholic Online Services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Catholic Online Service's registration form (the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Catholic Online has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Catholic Online has the right to suspend or terminate your account and refuse any and all current or future use of the Catholic Online Services (or any portion thereof). Catholic Online is concerned about the safety and privacy of all its users, particularly children. For this reason, parents of children under the age of 13 who wish to allow their children access to the Catholic Online hereby give your child permission to access many areas of the Catholic Online Services, including, email, message boards and instant messaging (among others). Please remember that the Catholic Online Services is designed to appeal to a broad audience. Accordingly, as the legal guardian, it is your responsibility to determine whether any of the Catholic Online Services areas and/or Content (as defined in Section 6 below) are appropriate for your child.

  4. CATHOLIC ONLINE PRIVACY POLICY

    Registration Data and certain other information about you are subject to our applicable privacy policy. For more information, see the full Catholic Online Privacy Policy at http://www.catholic.org/about/privacy.php. You understand that through your use of the Catholic Online Services you consent to the collection and use (as set forth in the applicable privacy policy) of this information, including the transfer of this information to the United States and/or other countries for storage, processing and use by Catholic Online and its affiliates.

  5. MEMBER ACCOUNT, PASSWORD AND SECURITY

    You will receive a password and account designation upon completing the Catholic Online Service's registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Catholic Online of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Catholic Online cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 5.

  6. MEMBER CONDUCT

    You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages, tags, or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Content originated. This means that you, and not Catholic Online, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the Catholic Online Services. Catholic Online does not control the Content posted via the Catholic Online Services and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the Catholic Online Services, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will Catholic Online be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the Catholic Online Services.

    You agree to not use the Catholic Online Services to:

    1. upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;

    2. harm minors in any way;

    3. impersonate any person or entity, including, but not limited to, a Catholic Online official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;

    4. forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Catholic Online Service;

    5. upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

    6. upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;

    7. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas (such as shopping) that are designated for such purpose (please read our complete Spam Policy);

    8. upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

    9. disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Catholic Online Services are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;

    10. interfere with or disrupt the Catholic Online Services or servers or networks connected to the Catholic Online Services, or disobey any requirements, procedures, policies or regulations of networks connected to the Catholic Online Services, including using any device, software or routine to bypass our robot exclusion headers;

    11. intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;

    12. provide material support or resources (or to conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;

    13. "stalk" or otherwise harass another; and/or

    14. collect or store personal data about other users in connection with the prohibited conduct and activities set forth in paragraphs a through m above.

    You acknowledge that Catholic Online may or may not pre-screen Content, but that Catholic Online and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or remove any Content that is available via the Catholic Online Services. Without limiting the foregoing, Catholic Online and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by Catholic Online or submitted to Catholic Online, including without limitation information in Catholic Online Message Boards and in all other parts of the Catholic Online Services.

    You acknowledge, consent and agree that Catholic Online may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the TOS; (iii) respond to claims that any Content violates the rights of third parties; (iv) respond to your requests for customer service; or (v) protect the rights, property or personal safety of Catholic Online, its users and the public.

    You understand that the Catholic Online Services and software embodied within the Catholic Online Services may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by Catholic Online and/or content providers who provide content to the Catholic Online Services. You may not attempt to override or circumvent any of the usage rules embedded into the Catholic Online Services. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Catholic Online Services, in whole or in part, is strictly prohibited.

  7. INTERSTATE NATURE OF COMMUNICATIONS ON CATHOLIC ONLINE NETWORK

    When you register with Catholic Online, you acknowledge that in using the Catholic Online Services to send electronic communications (including but not limited to email, search queries, sending messages to Catholic Online Chat or Catholic Online Groups, uploading photos and files, and other Internet activities), you will be causing communications to be sent through Catholic Online's computer networks, portions of which are located in California, Virginia, and other locations in the United States and portions of which are located abroad. As a result, and also as a result of Catholic Online's network architecture and business practices and the nature of electronic communications, even communications that seem to be intrastate in nature can result in the transmission of interstate communications regardless of where you are physically located at the time of transmission. Accordingly, by agreeing to this TOS, you acknowledge that use of the service results in interstate data transmissions.

  8. SPECIAL ADMONITIONS FOR INTERNATIONAL USE AND EXPORT AND IMPORT COMPLIANCE

    Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Use of the Catholic Online Services and transfer, posting and uploading of software, technology, and other technical data via the Catholic Online Services may be subject to the export and import laws of the United States and other countries. You agree to comply with all applicable export and import laws and regulations. In particular, you: (a) represent that you are not a party identified on any government export exclusion list, including but not limited to the U.S. Denied Persons, Entity, and Specially Designated Nationals Lists, nor will you transfer software, technology, and other technical data via the Catholic Online Services to parties identified on such lists; (b) agree not to use the Catholic Online Services for military, nuclear, missile, chemical or biological weaponry end uses in violation of U.S. export laws; (c) agree not to transfer, upload, or post via the Catholic Online Services any software, technology or other technical data in violation of U.S. or other applicable export or import laws.

  9. CONTENT SUBMITTED OR MADE AVAILABLE FOR INCLUSION ON THE CATHOLIC ONLINE SERVICES

    Catholic Online does not claim ownership of Content you submit or make available for inclusion on the Catholic Online Services. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of the Catholic Online Services, you grant Catholic Online the following worldwide, royalty-free and non-exclusive license(s), as applicable:

    1. With respect to Content you submit or make available for inclusion on publicly accessible areas of Catholic Online Network, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Catholic Online Services solely for the purposes of providing and promoting the specific Catholic Online Network to which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the Catholic Online Services and will terminate at the time you remove or Catholic Online removes such Content from the Catholic Online Services.

    2. With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the Catholic Online Services, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Catholic Online Services solely for the purpose for which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the Catholic Online Services and will terminate at the time you remove or Catholic Online removes such Content from the Catholic Online Services.

    3. With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the Catholic Online Services, the perpetual, irrevocable and fully sublicensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed.

    "Publicly accessible" areas of the Catholic Online Services are those areas of the Catholic Online network of properties that are intended by Catholic Online to be available to the general public. By way of example, publicly accessible areas of the Catholic Online Services that are open to both members and visitors. However, publicly accessible areas of the Catholic Online Services would not include portions of Catholic Online Network that are limited to members, Catholic Online services intended for private communication such as Catholic Online Webmail or Catholic Online Discussions, or areas off of the Catholic Online network of properties such as portions of World Wide Web sites that are accessible via hypertext or other links but are not hosted or served by Catholic Online.

  10. CONTRIBUTIONS TO CATHOLIC ONLINE

    By submitting ideas, suggestions, documents, and/or proposals ("Contributions") to Catholic Online through its suggestion or feedback webpages, you acknowledge and agree that: (a) your Contributions do not contain confidential or proprietary information; (b) Catholic Online is not under any obligation of confidentiality, express or implied, with respect to the Contributions; (c) Catholic Online shall be entitled to use or disclose (or choose not to use or disclose) such Contributions for any purpose, in any way, in any media worldwide; (d) Catholic Online may have something similar to the Contributions already under consideration or in development; (e) your Contributions automatically become the property of Catholic Online without any obligation of Catholic Online to you; and (f) you are not entitled to any compensation or reimbursement of any kind from Catholic Online under any circumstances.

  11. INDEMNITY

    You agree to indemnify and hold Catholic Online and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit, modify or otherwise make available through the Catholic Online Services, your use of the Catholic Online Services, your connection to the Catholic Online Services, your violation of the TOS, or your violation of any rights of another.

  12. NO COMMERCIAL REUSE OF CATHOLIC ONLINE SERVICES

    You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion or use of, or access to, the Catholic Online Services (including Content, advertisements, Software and your Catholic Online ID).

  13. GENERAL PRACTICES REGARDING USE AND STORAGE

    You acknowledge that Catholic Online may establish general practices and limits concerning use of the Catholic Online Services, including without limitation the maximum number of days that email messages, message board postings or other uploaded Content will be retained by the Catholic Online Services, the maximum number of email messages that may be sent from or received by an account on the Catholic Online Services, the maximum size of any email message that may be sent from or received by an account on the Catholic Online Services, the maximum disk space that will be allotted on Catholic Online's servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the Catholic Online Services in a given period of time. You agree that Catholic Online has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Catholic Online Services. You acknowledge that Catholic Online reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that Catholic Online reserves the right to modify these general practices and limits from time to time.

    Catholic Online Discussions, including any web-based versions, will not allow you and the people with whom you communicate to save your conversations in your Catholic Online accounts located on Catholic Online servers. This means you can not access and search your message history from any computer with access to the internet. Whether or not you use this feature, other users may choose to use it to save conversations with you in their account on Catholic Online too. Your agreement to this TOS constitutes your consent to allow Catholic Online to store these communications on its servers.

  14. MODIFICATIONS TO CATHOLIC ONLINE SERVICES

    Catholic Online reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Catholic Online Services (or any part thereof) with or without notice. You agree that Catholic Online shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Catholic Online Services (or any part thereof).

  15. TERMINATION

    You may terminate your Catholic Online account, any associated email address and access to the Catholic Online Services by submitting such termination request to Catholic Online.

    You agree that Catholic Online may, without prior notice, immediately terminate, limit your access to or suspend your Catholic Online account, any associated email address, and access to the Catholic Online Services. Cause for such termination, limitation of access or suspension shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b)requests by law enforcement or other government agencies, (c) discontinuance or material modification to the Catholic Online Services (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) engagement by you in fraudulent or illegal activities, and/or (g) nonpayment of any fees owed by you in connection with the Catholic Online Services. Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in Catholic Online's sole discretion and that Catholic Online shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the Catholic Online Services.

    Termination of your Catholic Online account includes any or all of the following: (a) removal of access to all or part of the offerings within the Catholic Online Services, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of all or part of the Catholic Online Services.

  16. DEALINGS WITH ADVERTISERS

    Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Catholic Online Services, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that Catholic Online shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Catholic Online Services.

  17. LINKS

    The Catholic Online Services may provide, or third parties may provide, links to other World Wide Web sites or resources. You acknowledge and agree that Catholic Online is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that Catholic Online shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

  18. CATHOLIC ONLINE'S PROPRIETARY RIGHTS

    You acknowledge and agree that the Catholic Online Services and any necessary software used in connection with the Catholic Online Services ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in advertisements or information presented to you through the Catholic Online Services or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by Catholic Online or the applicable licensor (such as an advertiser), you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the Catholic Online Services, such Content or the Software, in whole or in part.

    Catholic Online grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, nor to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Catholic Online Services. You agree not to access the Catholic Online Services by any means other than through the interface that is provided by Catholic Online for use in accessing the Catholic Online Services.

  19. DISCLAIMER OF WARRANTIES

    YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

    1. YOUR USE OF THE CATHOLIC ONLINE SERVICES AND SOFTWARE ARE AT YOUR SOLE RISK. THE CATHOLIC ONLINE SERVICES AND SOFTWARE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. CATHOLIC ONLINE AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

    2. CATHOLIC ONLINE AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO WARRANTY THAT (i) THE CATHOLIC ONLINE SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) THE CATHOLIC ONLINE SERVICES OR SOFTWARE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE CATHOLIC ONLINE SERVICES OR SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE CATHOLIC ONLINE SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

    3. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE CATHOLIC ONLINE SERVICES OR SOFTWARE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER SYSTEM, INTERNET ACCESS, DOWNLOAD OR DISPLAY DEVICE, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

    4. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM CATHOLIC ONLINE OR THROUGH OR FROM THE CATHOLIC ONLINE SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

    5. A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING THE CATHOLIC ONLINE SERVICE. CERTAIN CONDITIONS MAY INDUCE PREVIOUSLY UNDETECTED EPILEPTIC SYMPTOMS EVEN IN USERS WHO HAVE NO HISTORY OF PRIOR SEIZURES OR EPILEPSY. IF YOU, OR ANYONE IN YOUR FAMILY, HAVE AN EPILEPTIC CONDITION, CONSULT YOUR PHYSICIAN PRIOR TO USING THE CATHOLIC ONLINE SERVICE. IMMEDIATELY DISCONTINUE USE OF THE CATHOLIC ONLINE SERVICES AND CONSULT YOUR PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING THE CATHOLIC ONLINE SERVICE: DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.


  20. LIMITATION OF LIABILITY

    YOU EXPRESSLY UNDERSTAND AND AGREE THAT CATHOLIC ONLINE AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF CATHOLIC ONLINE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (a) THE USE OR THE INABILITY TO USE THE CATHOLIC ONLINE SERVICE; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES; (c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE CATHOLIC ONLINE SERVICE; OR (e) ANY OTHER MATTER RELATING TO THE CATHOLIC ONLINE SERVICE.

  21. EXCLUSIONS AND LIMITATIONS

    SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 19 AND 20 MAY NOT APPLY TO YOU.

  22. SPECIAL ADMONITION FOR CATHOLIC ONLINE SERVICES RELATING TO FINANCIAL MATTERS

    If you intend to create or join any service, receive or request any news, messages, alerts or other information from the Catholic Online Services concerning companies, stock quotes, investments or securities, please read the above Sections 19 and 20 again. They go doubly for you. In addition, for this type of information particularly, the phrase "Let the investor beware" is apt. The Catholic Online Services is provided for informational purposes only, and no Content included in the Catholic Online Services is intended for trading or investing purposes. Catholic Online and its licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the Catholic Online Services, and shall not be responsible or liable for any trading or investment decisions based on such information.

  23. NO THIRD-PARTY BENEFICIARIES

    You agree that, except as otherwise expressly provided in this TOS, there shall be no third-party beneficiaries to this agreement.

  24. NOTICE

    Catholic Online may provide you with notices, including those regarding changes to the TOS, including by but not limited to email, regular mail, SMS, MMS, text message, postings on the Catholic Online Services, or other reasonable means now known or hereafter developed. Such notices may not be received if you violate this TOS by accessing the Catholic Online Services in an unauthorized manner. Your agreement to this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed the Catholic Online Services in an authorized manner.

  25. TRADEMARK INFORMATION

    You agree that all of Catholic Online’s trademarks, trade names, service marks and other Catholic Online logos and brand features, and product and service names are trademarks and the property of Catholic Online Inc. (the "Catholic Online Marks"). Without Catholic Online's prior permission, you agree not to display or use in any manner the Catholic Online Marks.

  26. NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT

    Catholic Online respects the intellectual property of others, and we ask our users to do the same. Catholic Online may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be repeat infringers. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide Catholic Online's Copyright Agent the following information:

    1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

    2. a description of the copyrighted work or other intellectual property that you claim has been infringed;

    3. a description of where the material that you claim is infringing is located on the site;

    4. your address, telephone number, and email address;

    5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

    6. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

    Catholic Online's Agent for Notice of claims of copyright or other intellectual property infringement can be reached as follows:

    By mail:
    Copyright Agent
    Catholic Online, LLC
    PO Box 11236
    Bakersfield, CA 93389
    By phone: (661) 869-1000
    By fax: (661) 616-1189
    By email: customerservice@catholic.org

  27. GENERAL INFORMATION

    Entire Agreement. The TOS constitutes the entire agreement between you and Catholic Online and governs your use of the Catholic Online Services, superseding any prior version of this TOS between you and Catholic Online with respect to the Catholic Online Services. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other Catholic Online services, affiliate services, third-party content or third-party software.

    Choice of Law and Forum. You and Catholic Online each agree that the TOS and the relationship between the parties shall be governed by the laws of the State of California without regard to its conflict of law provisions and that any and all claims, causes of action or disputes (regardless of theory) arising out of or relating to the TOS, or the relationship between you and Catholic Online, shall be brought exclusively in the courts located in the county of Kern, California or the U.S. District Court for the Northern District of California. You and Catholic Online agree to submit to the personal jurisdiction of the courts located within the county of Kern, California or the Northern District of California, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

    Waiver and Severability of Terms. The failure of Catholic Online to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

    No Right of Survivorship and Non-Transferability. You agree that your Catholic Online account is non-transferable and any rights to your Catholic Online ID or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.

    Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Catholic Online Services or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.

    The section titles in the TOS are for convenience only and have no legal or contractual effect.

  28. VIOLATIONS

    Please report any violations of the TOS to customerservice@catholic.org.

Last updated October 13, 2009

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